The money talk · Oracle AI

The ROI Reality Check 💰

Before you commit, ask about money. Tune the assumptions to your world — every number here is an editable estimate, not a quote.

💸 What this relationship costs

One-time implementation ($)

Estimated config, testing & change-management effort. Edit freely.

Monthly subscription ($)

Oracle markets prebuilt Fusion agents as included with your SaaS subscription — but from release 26C an AI Units consumption model applies, and agentic apps may be separately subscribed. Check your contract.

Variable run cost per month ($)

The fine print

Analysis period (months)

Discount rate (annual %)

Realization factor (%)

Realization factor haircuts every benefit — because nobody captures 100% of a business case.

💝 What it gives back

Toggle what applies. Your match pre-selected the ones it actually delivers.

⏱ Labor / time savings

# of people impacted

Hours saved per person per month

Fully loaded hourly cost ($/hr)

% of saved time redeployed

🌊 Cash flow / DSO improvement

Monthly revenue affected ($)

Baseline DSO (days)

Expected DSO with AI (days)

Cost of capital (annual %)

🩹 Error & rework reduction

Monthly transaction volume

Baseline error rate (%)

Error rate with AI (%)

Cost per error ($)

🚀 Throughput / capacity

Baseline monthly volume handled

Volume increase with same staff (%)

Profit per unit / transaction ($)

📈 Revenue uplift

Baseline monthly revenue ($)

Uplift attributable to AI (%)

Gross margin (%)

🛡️ Risk / penalty avoidance

Baseline annual losses / penalties ($)

Reduction with AI (%)

🎁 Other hard savings

Other monthly savings ($)

Let's talk numbers.

Net monthly benefit—

ROI over period—

Payback—

NPV—

Cumulative cash flow

Estimates only, using your assumptions and an 80%-style realization haircut. Oracle publishes no per-agent pricing; verify licensing (AI Units, agentic app subscriptions) against your contract. This is a fun tool, not a business case.

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